Add Income Source
What type of income?
Commission structure
💡 Add your base salary separately as a W-2 entry. Use this form for your commission income only — we combine both for your total.
Investment income type
Details
Source name Required
Please enter a source name.
Employer Optional
Amount & frequency
Gross amount
$
Please enter a valid amount.
Frequency
Average monthly estimate Based on last 3–6 months
$
Is this income consistent or variable?
Interest income and fixed dividends are consistent — enter the amount and frequency. Capital gains, REIT distributions, and trust K-1s often fluctuate — use the rolling average calculator.
Commission amounts
Pay cycle
We normalize your cycle to a monthly equivalent automatically.
📊 Rolling average calculator
Enter your last 3 commission payments. We calculate your monthly average automatically.
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$
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$
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$
Monthly average
$0.00
Please enter at least one commission amount.
📊 Rolling average — investment distributions
Enter your last 3 distribution amounts. We calculate your monthly equivalent.
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$
—
$
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$
Monthly average
$0.00
Please enter at least one distribution amount.
Self-employment details
Business type
Monthly business expenses
Optional
Why we ask this here
Your gross revenue isn't your real income. A photographer making $6,000/month who spends $2,000 on equipment, editing software, and a studio spends only $4,000 in actual income. Lenders, advisors, and tax authorities all use net self-employment income — so we do too.
What to include
Average monthly costs directly tied to running your business — software subscriptions, equipment, subcontractors, professional services, supplies. Don't include personal expenses you run through the business, or your own salary/draw.
How it affects your results
This amount is subtracted from your gross revenue to calculate your net self-employment income — the number used for your debt-to-income ratio, discretionary income, and lead score. Overestimating expenses makes your financial picture look worse than it is. Underestimating makes it look better than it is. Accuracy matters.
$
Rental details
Property type
Monthly property expenses Optional
$
Benefit type
Describe this income
Description Helps your advisor understand this source
Monthly equivalent
Enter amount above
$0.00
Tax status
Gross selected — used for DTI calculations. Switch to Net for more accurate discretionary income.
🔔 Income reminders Smart tracker
Enable
Total monthly income
$0
No income sources saved yet
Reminders scheduled 0
No reminders set yet.
Enable on variable income to track changes.
Enable on variable income to track changes.
How variable income works
Commission and variable investment income is tracked using a rolling 3-month average. Enable reminders and log each payment when it arrives — your average updates automatically, keeping your discretionary income calculation accurate.
📈 Income trend = lead signal
Rising commission or investment income signals growing discretionary funds — a natural trigger for a product conversation with your advisor.